Embody PT is an out-of-network provider for most commercial insurances with the exception of Blue Cross Blue Shield of VT. This means we do not accept insurance and are not able to bill insurances directly except if you have a Blue Cross Blue Shield plan. If you don't have BCBS, you will be provided a super bill with proper codes which you can submit to your insurance plan to attempt partial or full reimbursement, depending on your plan. Call your insurance provider to see what your out-of-network benefit for physical therapy entails. Embody PT is an in-network provider for BCBS of Vermont and can bill directly for that insurance only. If you have another BCBS plan, you may still be eligible for in-network coverage. Embody PT is not a Medicare provider clinic and is unable to provide super bills for Medicare patients. For all patients, payments are due at time of evaluation and treatment - for those with BCBS of Vermont, this includes co-pays, co-insurance and any costs before reaching the deductible.